Jun 9, 2023

Securing car financing at your Subaru dealer comes with advantages like fast approvals, low-interest rates, and flexible terms. The simplified process can help save you valuable time and minimize unnecessary hassle.

5 Benefits of Getting Car Financing at Your Subaru Dealer

1. Competitive Rates

Our finance team works directly with Subaru and local financial institutions. These relationships make it possible to pass on savings to our customers in the form of lower interest rates. This results in significant savings for our customers over the life of their loans.

2. Get Approved Quickly

When you apply for a traditional loan, the lender has to research your credit history. They also have to research the dealership you’re getting a car from and the type of car you’re getting. These steps are essential to deciding whether approving the loan is a good decision for the company. However, they take a lot of time and leave customers waiting for financing before they can actually get a new car.

When you apply for financing at the dealership, we already know the vehicle very well. This removes research on our part and speeds up the application process. For our customers, this results in a faster approval timeline.

3. Financing Incentives for Military and Service Members

We offer military and service members financing incentives at Jim Keras Subaru in Memphis. Leveraging this offer can reduce costs for members of our community who serve in the military.

4. Flexible Terms

Our financing department is willing to design flexible repayment terms that work with your financial situation. For example, some people need lower monthly payments and are comfortable with a long-term repayment plan. Other people really need larger monthly payments so they can pay their financing off as soon as possible.

Customers with poor credit scores may need to find a financing company willing to work with them. At our dealership, we know that life happens and that people with low scores still need cars. In fact, we report to credit agencies so your on-time payments can help you rebuild your score for the future.

5. Convenience

It’s so much easier to handle every step of the car-buying process in one place. At our dealership, you can secure low-interest financing, find your next Subaru, and trade in your previous vehicle. Fortunately, the Subaru Trade Up Advantage Program makes this particularly easy. You’ll get a new warranty, a personalized offer, and the ease of putting your past vehicle’s equity toward your new purchase.

Excellent financing solutions are one more way that we’re working to improve your car buying experience. We pride ourselves in not just being the easy financing solution, but the most competitive around. Visit Jim Keras Subaru now to see our selection of new cars.